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Today's article: Types of investment risk       Once the investment portfolio has been designed and its ability to meet the universal investment objectives measured, an evaluation of the "risk" in the portfolio needs to be done. It used to be simple to define risk as merely the loss of principal. Money stored or hidden stood the risk of thieves and erosion, whereas money invested in a bank stood the risk of bank failures. However, for most part, the risk was well-known and could be planned for. Once an investment portfolio becomes sizeable and once we introduce a worldwide and a very uncertain economic situation, the risks become .... [continue reading]

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People are more affluent than ever before. And yet the number one cause of discouragement today is money. Families are especially hard hit. Today's "needs" outpace even the "wants" of the last generation. As a result, personal debt is soaring, resulting in an increasing number of financial crises. And even personal bankruptcy. Why does it seem so much harder these days to make ends meet? In Master your money, Ron Blue provides counseling on this critical need. No matter what your income is, the principles works.